Find out the cost of buying service

Use the personalized purchase cost estimator or submit an application to find out how much it will cost to buy service.


The cost of buying most service types is based on:

  • The number of months of service you want to buy
  • Your current full-time gross monthly salary (or full-time equivalent, if you work part time)
  • The current employee and employer contribution rates

Find out the cost to buy service for a leave

Sign in to My Account and use the personalized purchase cost estimator to get an estimate of the cost to buy service for an approved leave.

The personalized purchase cost estimator will calculate the cost of buying service for an approved leave and show you the estimated increase in your monthly pension.

If you decide to buy that service, fill out a Purchase of service application form and submit it to your employer. If you access the form through My Account, it will be pre-populated with your personal information. Your employer will complete the form and send it to us.

For some situations, the personalized purchase cost estimator will not work and your employer will need to submit a Purchase of service application form on your behalf – for example, if a former spouse is entitled to a share of your pension or you are on long-term disability.

After your employer sends us the completed Purchase of service application form, we will calculate the cost of buying your service and send you a statement of cost. You must pay the full amount by the deadline shown.